Mortgage Comparison

Loan Type

  • Down Payment
  • Credit Profile
  • Debt to Income Ratio
  • Mortgage Insurance
  • Property Type
  • Refinance Options
  • Loan Term

VA

  • 0%
  • 620+
  • Up To 57%
  • Varies By Situation
  • Primary residence (1-4 family unit homes, townhomes, condos)
  • Interest Rate Reduction Loan*
    Cash-out up to 95%
    Rate & Term adjustment
  • 15-30 Years

FHA

  • 3.5%
  • 560+
  • Up To 56.99%
  • Required
  • Primary residence (1-4 family unit homes, townhomes, condos)
  • Streamline
    Cash-out up to 85%
    Rate & Term adjustment
  • 15-30 Years

USDA

  • 0%
  • 640+
  • Up To 46%
  • Required
  • Primary residence (1-4 family unit homes, townhomes, condos)
  • Streamline

  • 30 Year

Conventional

  • min 3%
  • 620+
  • Up To 45%
  • Varies by Situation
  • Primary residence
    2nd home
    Investment Property
    (1-4 famiily unit homes, townhomes, condos)
  • Cash-out
    Rate & Term adjustment
  • 15 - 20 - 30 Year